***Please Note: This website is not a USDA website. Please do not get the impression that this website is sponsored or a part of U.S. Department of Agriculture (Rural Housing). ****

Welcome to the Whidbey Island and Oak Harbor USDA Guaranteed Home Loan information website. No Money Down USDA Home Loans, or USDA Zero Down Payment loans will be discussed for Island County and Oak Harbor Washington.

The great thing about this electronic age, is that I am still able to help my clients anywhere in Oregon or Washington and we can do business as if I were right next door. Although Real Estate is all about location, location, location, mortgage lending is all about service, service, service. It is because of the service aspect that I recently changed companies and now work for Guild Mortgage Company in Oak Harbor.

I also think that an informed borrower can better handle the stress of the mortgage application process. I hope that my blog articles will assist in informing and educating. Comments are always welcome and I promise to respond to every one. If you have questions, please ask them on our contact form and expect a quick response.

Fred Chamberlin, Senior Mortgage Advisor

Guild Mortgage Company

MLO 271072 WA & OR

NMLS 3274 WA-CL 3274

32785 State Route 20, Ste. 5

Oak Harbor WA 98277

360-675-6106/541-221-3455 Cell

Foreclosures are on everyone’s mind today. To assist in that search, check out the links on the sidebar. Beside those looking to buy a home that is foreclosed, there are also those that would like to keep that foreclosure from taking place. For those people, there are also links to websites of people who can help in working through this problem:

Contact Me

Navigating the mortgage approval process can be daunting. You need someone on your side. I am available now to help you with the loan process and know the ins and outs of FHA, VA, USDA and conventional financing. If you want to buy a home using an FHA loan or refinance using VA, I am here to help. Contact me at Guild Mortgage Company, 32785 State Route 20., Ste. 5, Oak Harbor WA 98277, 360-675-6106/541-221-3455 cell or by e-mail. Only you can make the choice it is time to get the process started. I also invite you to follow my other blog sites that I started in Oregon, each with a specific purpose. Check out http://fhaloansoregon.com for the latest information about FHA loans and changes in HUD. Review the information about USDA and VA loans at http://no-money-down-usda-mortgage.com. Find out all you wanted to know but were afraid to ask about reverse mortgages at http://OregonReverseMortgageInfo.com. I have been in the lending field for over 25 years and use my lending understanding and mortgage knowledge for the benefit of my clients. I will also be posting fun things like restaurant reviews and local points of interest at various times.